Exclusive Vault

Every loan is more than numbers, it’s your story. We’re here to guide you with clarity, care & confidence.

Every loan is more than numbers, it’s your story.

We’re here to guide you with clarity, care & confidence.

Exclusive Vault Options

Bank Statement

1099

Alt Doc

Interest Only

DSCR

Community

Foreign National

Hard Money

Bridge Loans

Flexible approval,

Nontraditional Docs

ALT Doc Loans

Ideal for borrowers who can’t provide traditional documents, these loans use alternative ways to verify repayment ability — opening more paths to secure financing.

Intro to ALT Doc Loans

Strict loan requirements can make qualifying a challenge. If you have the means but need more flexibility, Loan Vault can help identify the right documentation to get you approved. Call one of our trusted Loan Officers today to start your mortgage journey.

Step Inside, We’ll Guide You

Confused about where to start?

Our Loan Guide will simplify the choices & guide you toward the solutions designed for you.

Step Inside, We’ll Guide You

Confused about where to start?

Our Loan Guide will simplify the choices & guide you toward the solutions designed for you.

What is a ALT Doc loan?

An ALT Doc loan lets you qualify with non-traditional document —such as a 1099, W-2, bank statements, assets, or a one-year tax return—offering flexible options for borrowers who don’t meet conventional requirements but can repay

These loans:

• Can be used to get cash in hand, up to $2 million on cash-out
• Allow for debt-to-income rates up to 50%
• May be used on a primary or secondary home
• Allow for many avenues of qualification

Is an ALT Doc Loan Right For You?

Because requirements for this program vary from lender to lender, contact us today to see how you can qualify for this loan.

Reach out

949.504.8694

contact@loanvault.io

Phyllis C.

2 months ago

My first encounter was with Amir. He took the time to explain the process, rates, and the benefit of refinancing. Aisan Hashemi handled all my paperwork and the whole process was thorough and professional. I recommend Trusted Mortgage to anyone especially military families because of their knowledge with VA financing. Overall, we were happy with their Service.
J & P Combs

Jamie F.

2 months ago

Great service and communication throughout our interactions

Robert A.

3 months ago

Adam and Aisan were great to work with. I could not believe how quick and painless they made the process. These two are the only people I will deal with when it comes to refinancing. Adam beat every other interest rate out there. No one else came close. Don’t waste your time with anyone else.

Louis V.

6 months ago

Highly professional and honest. Outstanding service. They treat us veterans with A + service.