Exclusive Vault

Every loan is more than numbers, it’s your story. We’re here to guide you with clarity, care & confidence.

Every loan is more than numbers, it’s your story.

We’re here to guide you with clarity, care & confidence.

Exclusive Vault Options

Bank Statement

1099

Alt Doc

Interest Only

DSCR

Community

Foreign National

Hard Money

Bridge Loans

Profitable Investor

Cashflow Loans

DSCR Loans

DSCR loans allow borrowers to use the cash flow from investment properties to qualify for a mortgage. Ideal for real estate investors, these loans provide extra financial flexibility and protection when managing transactions

Intro to DSCR Loans

At Loan Vault, we help investors use income from existing properties to purchase new ones with a DSCR loan. Let us guide you through the process and grow your investment portfolio—contact us today to get started.

Step Inside, We’ll Guide You

Confused about where to start?

Our Loan Guide will simplify the choices & guide you toward the solutions designed for you.

Step Inside, We’ll Guide You

Confused about where to start?

Our Loan Guide will simplify the choices & guide you toward the solutions designed for you.

What is a DSCR loan?

A DSCR (Debt Service Coverage Ratio) loan lets lenders qualify borrowers based on income from investment properties, without verifying personal income. Not for primary residences, these loans have no limit on the number you can take out, making them ideal for rapidly growing an investment portfolio. Higher down payments are typical, so this option works best if your properties generate most of your income.

What is a DSCR Loan?

A DSCR loan lets borrowers qualify based on the income from their investment properties, without verifying personal income. Ideal for growing an investment portfolio quickly, these loans typically require higher down payments and are not for primary residences.

Is an DSCR Loan Right For You?

• Requirements to keep in mind when considering a bank statement loan:
• 12-24 months of bank statements
• Proof of 2 years self-employment
• Funds to cover several months of mortgage payments (reserves)

Reach out

949.504.8694

contact@loanvault.io

Phyllis C.

2 months ago

My first encounter was with Amir. He took the time to explain the process, rates, and the benefit of refinancing. Aisan Hashemi handled all my paperwork and the whole process was thorough and professional. I recommend Trusted Mortgage to anyone especially military families because of their knowledge with VA financing. Overall, we were happy with their Service.
J & P Combs

Jamie F.

2 months ago

Great service and communication throughout our interactions

Robert A.

3 months ago

Adam and Aisan were great to work with. I could not believe how quick and painless they made the process. These two are the only people I will deal with when it comes to refinancing. Adam beat every other interest rate out there. No one else came close. Don’t waste your time with anyone else.

Louis V.

6 months ago

Highly professional and honest. Outstanding service. They treat us veterans with A + service.